Capital One® Quicksilver® Rewards Credit Card

Capital One® Quicksilver® Rewards Credit Card

Add your review
Add to wishlistAdded to FavoritesRemoved from Favorites 0
Add to compare
9.5/10 (Expert Score)
Product is rated as #1 in category Cash Back
PROS:
  • No annual fee
  • 0% into APR offer for first 15 months
  • $150 bonus offer value
  • 1.50% purchase yield
CONS:
  • If you carry a balance, there may be lower rate cards available

The Capital One® Quicksilver® Rewards Credit Card is a solid, no annual fee, unlimited 1.5% cash back credit card with a PointsAdventure.com purchase yield estimate of 1.50%.

This card also currently offers a 0% purchase APR for 15 months.

If you charge less than $12,666, this card offers a better Purchase Yield that its Capital One® VentureOne® Rewards Credit Card sibling (1.5% vs. 1.25%) but carries a higher interest  rate – so if you carry a balance, perhaps consider a card with a lower APR.

However, if you charge more than $12,666 and don’t generally carry a balance, you may consider the Capital One® Venture® Rewards Credit Card which offers a Purchase Yield of 2.00% (when redeemed for travel) but carries a higher APR and an annual fee of $95.

CARD DETAILS

Estimated Purchase Yield

Estimated Purchase Yield

1.50%

Notes

Unlimited 1.5% cash back

Bonus Offers

Bonus Offer Value

$150

Bonus Offer

$150 cash back bonus (requires $500 in new purchases within first 3 months)

Ongoing Bonuses

Not Applicable (This is a cash back card)

Estimated Annual Card Value

Yr 1 @ $5k in Purchases

$225

Yr 1 @ $15k in Purchases

$375

Yr 1 @ $30k in Purchases

$600

Yr 2+ @ $5k in Purchases

$75

Yr 2+ @ $15k in Purchases

$225

Yr 2+ @ $30k in Purchases

$450

Valuation Notes

Bonus Offer Value plus Ongoing Bonus Value (if any) plus value of rewards at stated annual purchasing level less the annual fee

Airport Lounge Access

Lounge Access?

No

Lounge Network

Not Applicable

Guests

Not Applicable

Access Restrictions

Not Applicable

Reward Points

Do Points Expire?

No

Redemption Options

Cash, Gift Cards and Statement Credit

Can Points Be Transferred?

Not applicable (This is cash back card)

Fees & APRs

Annual Fee

$0

Foreign Transaction Fees

None

Late Payment Fee

$39

APR - Intro (Purchases)

0% for first 15 months

APR - Intro (Balance Transfers)

15.74% - 25.74% + 3% fee

APR - Cash Advance

25.74% + $10 or 3% transaction fee (whichever is greater)

APR - Regular (Purchases)

15.74% - 25.74%

APR - Regular (Balance Transfers)

15.74% - 25.74% + 3% fee

Grace Period

25 days after close of each billing cycle

Other Items

Recommended Credit Level

Very Good+ (FICO Score: 740-850)

Link to Issuer Website

https://www.capitalone.com/credit-cards/quicksilver/

Date Information Confirmed

December 26, 2019

Capital One® Quicksilver® Rewards Credit Card
Capital One® Quicksilver® Rewards Credit Card
PointsAdventure.com
Enable registration in settings - general
Compare items
  • Credit (0)
Compare
0