Capital One® Quicksilver® Rewards Credit Card

Capital One® Quicksilver® Rewards Credit Card

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9.5/10 (Expert Score)
Product is rated as #1 in category Cash Back
  • No annual fee
  • 0% into APR offer for first 15 months
  • $150 bonus offer value
  • 1.50% purchase yield
  • If you carry a balance, there may be lower rate cards available

Last Updated on December 31, 2019

The Capital One® Quicksilver® Rewards Credit Card is a solid, no annual fee, unlimited 1.5% cash back credit card with a purchase yield estimate of 1.50%.

This card also currently offers a 0% purchase APR for 15 months.

If you charge less than $12,666, this card offers a better Purchase Yield that its Capital One® VentureOne® Rewards Credit Card sibling (1.5% vs. 1.25%) but carries a higher interest  rate – so if you carry a balance, perhaps consider a card with a lower APR.

However, if you charge more than $12,666 and don’t generally carry a balance, you may consider the Capital One® Venture® Rewards Credit Card which offers a Purchase Yield of 2.00% (when redeemed for travel) but carries a higher APR and an annual fee of $95.


Issuer & Payment Network


Payment Network

Network Benefit Level

Estimated Purchase Yield

Estimated Purchase Yield



Unlimited 1.5% cash back

Bonus Offers

Bonus Offer Value


Bonus Offer

$150 cash back bonus (requires $500 in new purchases within first 3 months)

Ongoing Bonuses

Not Applicable (This is a cash back card)

Estimated Annual Card Value

Yr 1 @ $5k in Purchases


Yr 1 @ $15k in Purchases


Yr 1 @ $30k in Purchases


Yr 2+ @ $5k in Purchases


Yr 2+ @ $15k in Purchases


Yr 2+ @ $30k in Purchases


Valuation Notes

Bonus Offer Value plus Ongoing Bonus Value (if any) plus value of rewards at stated annual purchasing level less the annual fee

Airport Lounge Access

Lounge Access?


Lounge Network

Not Applicable


Not Applicable

Access Restrictions

Not Applicable

Reward Points

Do Points Expire?


Redemption Options

Cash, Gift Cards and Statement Credit

Can Points Be Transferred?

Not applicable (This is cash back card)

Fees & APRs

Annual Fee


Foreign Transaction Fees


Late Payment Fee


APR - Intro (Purchases)

0% for first 15 months

APR - Intro (Balance Transfers)

15.74% - 25.74% + 3% fee

APR - Cash Advance

25.74% + $10 or 3% transaction fee (whichever is greater)

APR - Regular (Purchases)

15.74% - 25.74%

APR - Regular (Balance Transfers)

15.74% - 25.74% + 3% fee

Grace Period

25 days after close of each billing cycle

Protections & Services

Zero Liability Protection

Purchase Protection

Extended Warranty Protection

Trip Cancellation / Interruption

Auto Rental Collision Damage Waiver

Other Items

Recommended Credit Level

Very Good+ (FICO Score: 740-850)

Link to Issuer Website

Date Information Confirmed

December 26, 2019

Capital One® Quicksilver® Rewards Credit Card
Capital One® Quicksilver® Rewards Credit Card
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