Capital One® Quicksilver® Rewards Credit Card
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- No annual fee
- 0% into APR offer for first 15 months
- $150 bonus offer value
- 1.50% purchase yield
- If you carry a balance, there may be lower rate cards available
Last Updated on December 31, 2019
The Capital One® Quicksilver® Rewards Credit Card is a solid, no annual fee, unlimited 1.5% cash back credit card with a PointsAdventure.com purchase yield estimate of 1.50%.
This card also currently offers a 0% purchase APR for 15 months.
If you charge less than $12,666, this card offers a better Purchase Yield that its Capital One® VentureOne® Rewards Credit Card sibling (1.5% vs. 1.25%) but carries a higher interest rate – so if you carry a balance, perhaps consider a card with a lower APR.
However, if you charge more than $12,666 and don’t generally carry a balance, you may consider the Capital One® Venture® Rewards Credit Card which offers a Purchase Yield of 2.00% (when redeemed for travel) but carries a higher APR and an annual fee of $95.
CARD DETAILS
Issuer & Payment Network
Issuer
Payment Network
Network Benefit Level
Estimated Purchase Yield
Estimated Purchase Yield
1.50%
Notes
Unlimited 1.5% cash back
Bonus Offers
Bonus Offer Value
$150
Bonus Offer
$150 cash back bonus (requires $500 in new purchases within first 3 months)
Ongoing Bonuses
Not Applicable (This is a cash back card)
Estimated Annual Card Value
Yr 1 @ $5k in Purchases
$225
Yr 1 @ $15k in Purchases
$375
Yr 1 @ $30k in Purchases
$600
Yr 2+ @ $5k in Purchases
$75
Yr 2+ @ $15k in Purchases
$225
Yr 2+ @ $30k in Purchases
$450
Valuation Notes
Bonus Offer Value plus Ongoing Bonus Value (if any) plus value of rewards at stated annual purchasing level less the annual fee
Airport Lounge Access
Lounge Access?
No
Lounge Network
Not Applicable
Guests
Not Applicable
Access Restrictions
Not Applicable
Reward Points
Do Points Expire?
No
Redemption Options
Cash, Gift Cards and Statement Credit
Can Points Be Transferred?
Not applicable (This is cash back card)
Fees & APRs
Annual Fee
$0
Foreign Transaction Fees
None
Late Payment Fee
$39
APR - Intro (Purchases)
0% for first 15 months
APR - Intro (Balance Transfers)
15.74% - 25.74% + 3% fee
APR - Cash Advance
25.74% + $10 or 3% transaction fee (whichever is greater)
APR - Regular (Purchases)
15.74% - 25.74%
APR - Regular (Balance Transfers)
15.74% - 25.74% + 3% fee
Grace Period
25 days after close of each billing cycle
Protections & Services
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation / Interruption
Auto Rental Collision Damage Waiver
Other Items
Recommended Credit Level
Very Good+ (FICO Score: 740-850)
Link to Issuer Website
https://www.capitalone.com/credit-cards/quicksilver/
Date Information Confirmed
December 26, 2019
