Capital One® Venture® Rewards Credit Card
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- $600 bonus offer value
- Healthy travel rewards value
- Ability to transfer points/miles to more than 10 travel reward programs
- No fee balance transfers
- $95 annual fee
Last Updated on January 17, 2021
The Capital One® Venture® Rewards Credit Card is arguably Capital One’s flagship card.
The card offers an industry leading purchase yield (PointsAdventure.com purchase yield estimate of 2.00%) when points are redeemed for travel.
This card carries a $95 annual fee (waived in the first year). So, if you charge less than $12,666, then the similarly named, Capital One® VentureOne® Rewards Credit Card with a $0 annual fee (but lower purchase yield – 1.25%) may be better for you.
Additionally, this card carriers a higher interest rate than the VentureOne® card so if you regularly carry a balance, you may consider opting for a card with a lower interest rate.
CARD DETAILS
Issuer & Payment Network
Estimated Purchase Yield
Estimated Purchase Yield
2.00%
Notes
Assumes points are redemed for travel
Bonus Offers
Bonus Offer Value
$700
Bonus Offer
60,000 bonus points (requires $3,000 in new purchases within first 3 months) Up to $100 credit for Global Entry or Global Entry or TSA Pre®
Ongoing Bonuses
None
Estimated Annual Card Value
Yr 1 @ $5k in Purchases
$800.00
Yr 1 @ $15k in Purchases
$1,000.00
Yr 1 @ $30k in Purchases
$1,300.00
Yr 2+ @ $5k in Purchases
$5.00
Yr 2+ @ $15k in Purchases
$205.00
Yr 2+ @ $30k in Purchases
$505.00
Valuation Notes
Bonus Offer Value plus Ongoing Bonus Value (if any) plus value of rewards at stated annual purchasing level less the annual fee
Airport Lounge Access
Lounge Access?
No
Lounge Network
Not Applicable
Guests
Not Applicable
Access Restrictions
Not Applicable
Reward Points
Do Points Expire?
No
Redemption Options
Travel (booked via rewards site), Merchandise, Gift Cards and Statement Credits
Can Points Be Transferred?
Yes - Aeromexico, Air Canada (Aeroplan), Air France & FLM (Flying Blue), Alitalia, Avianca, Cathay Pacific, Emirates, Ethiad, EVA Air, Finnair, Hainan Airlines, JetBlue, Qantas, Qatar Airways and Singapore Airlines
Fees & APRs
Annual Fee
$0 intro for the first year, $95 thereafter
Foreign Transaction Fees
None
Late Payment Fee
$40
APR - Intro (Purchases)
Intro Rate Not Offered
APR - Intro (Balance Transfers)
Intro Rate Not Offered
APR - Cash Advance
24.49% + $10 or 3% transaction fee (whichever is greater)
APR - Regular (Purchases)
17.24% - 24.49%
APR - Regular (Balance Transfers)
17.24% - 24.49% (no fee)
Grace Period
25 days after close of each billing cycle
Protections & Services
Zero Liability Protection
Yes
Purchase Protection
No
Extended Warranty Protection
Extended Warranty Protection doubles the time period of the original manufacturer’s written U.S. repair warranty up to one (1) additional year on eligible warranties of three (3) years or less for items purchased entirely with your eligible Visa Signature card. This benefit is limited to no more than the original price of the purchased item (as shown on your Visa Signature card receipt), less shipping and handling fees, up to a maximum of ten thousand dollars ($10,000.00) per claim and fifty thousand dollars ($50,000.00) per cardholder.
Trip Cancellation / Interruption
Auto Rental Collision Damage Waiver
In Country of Residence: Secondary. Outside Country of Residence: Primary. The benefit provides reimbursement up to the actual cash value of the vehicle as it was originally manufactured. Most private passenger automobiles, minivans, and sport utility vehicles are eligible, but some restrictions may apply. This benefit only covers vehicle rental periods that neither exceed nor are intended to exceed fifteen (15) consecutive days within your country of residence or thirty-one (31) consecutive days outside your country of residence.
Other Items
Recommended Credit Level
Very Good+ (FICO Score: 740-850)
Link to Issuer Website
https://www.capitalone.com/credit-cards/venture/
Date Information Confirmed
January 17, 2021
(Image: Capital One)
