Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Add your review

We may receive compensation from links and advertisements contained within this post. Our opinions and recommendations are in no way impacted by such compensation.

Deal Score0
Add to wishlistAdded to FavoritesRemoved from Favorites 0
Add to compare
9.5/10 (Expert Score)
Product is rated as #3 in category Credit Cards
PROS:
  • $600 bonus offer value
  • Healthy travel rewards value
  • Ability to transfer points/miles to more than 10 travel reward programs
  • No fee balance transfers
CONS:
  • $95 annual fee

Last Updated on January 17, 2021

The Capital One® Venture® Rewards Credit Card is arguably Capital One’s flagship card.

The card offers an industry leading purchase yield (PointsAdventure.com purchase yield estimate of 2.00%) when points are redeemed for travel.

This card carries a $95 annual fee (waived in the first year). So, if you charge less than $12,666, then the similarly named, Capital One® VentureOne® Rewards Credit Card with a $0 annual fee (but lower purchase yield – 1.25%) may be better for you.

Additionally, this card carriers a higher interest rate than the VentureOne® card so if you regularly carry a balance, you may consider opting for a card with a lower interest rate.

CARD DETAILS

Issuer & Payment Network

Issuer

Capital One

Payment Network

Visa

Network Benefit Level

Visa Signature

Estimated Purchase Yield

Estimated Purchase Yield

2.00%

Notes

Assumes points are redemed for travel

Bonus Offers

Bonus Offer Value

$700

Bonus Offer

60,000 bonus points (requires $3,000 in new purchases within first 3 months) Up to $100 credit for Global Entry or Global Entry or TSA Pre®

Ongoing Bonuses

None

Estimated Annual Card Value

Yr 1 @ $5k in Purchases

$800.00

Yr 1 @ $15k in Purchases

$1,000.00

Yr 1 @ $30k in Purchases

$1,300.00

Yr 2+ @ $5k in Purchases

$5.00

Yr 2+ @ $15k in Purchases

$205.00

Yr 2+ @ $30k in Purchases

$505.00

Valuation Notes

Bonus Offer Value plus Ongoing Bonus Value (if any) plus value of rewards at stated annual purchasing level less the annual fee

Airport Lounge Access

Lounge Access?

No

Lounge Network

Not Applicable

Guests

Not Applicable

Access Restrictions

Not Applicable

Reward Points

Do Points Expire?

No

Redemption Options

Travel (booked via rewards site), Merchandise, Gift Cards and Statement Credits

Can Points Be Transferred?

Yes - Aeromexico, Air Canada (Aeroplan), Air France & FLM (Flying Blue), Alitalia, Avianca, Cathay Pacific, Emirates, Ethiad, EVA Air, Finnair, Hainan Airlines, JetBlue, Qantas, Qatar Airways and Singapore Airlines

Fees & APRs

Annual Fee

$0 intro for the first year, $95 thereafter

Foreign Transaction Fees

None

Late Payment Fee

$40

APR - Intro (Purchases)

Intro Rate Not Offered

APR - Intro (Balance Transfers)

Intro Rate Not Offered

APR - Cash Advance

24.49% + $10 or 3% transaction fee (whichever is greater)

APR - Regular (Purchases)

17.24% - 24.49%

APR - Regular (Balance Transfers)

17.24% - 24.49% (no fee)

Grace Period

25 days after close of each billing cycle

Protections & Services

Zero Liability Protection

Yes

Purchase Protection

No

Extended Warranty Protection

Extended Warranty Protection doubles the time period of the original manufacturer’s written U.S. repair warranty up to one (1) additional year on eligible warranties of three (3) years or less for items purchased entirely with your eligible Visa Signature card. This benefit is limited to no more than the original price of the purchased item (as shown on your Visa Signature card receipt), less shipping and handling fees, up to a maximum of ten thousand dollars ($10,000.00) per claim and fifty thousand dollars ($50,000.00) per cardholder.

Trip Cancellation / Interruption

Auto Rental Collision Damage Waiver

In Country of Residence: Secondary. Outside Country of Residence: Primary. The benefit provides reimbursement up to the actual cash value of the vehicle as it was originally manufactured. Most private passenger automobiles, minivans, and sport utility vehicles are eligible, but some restrictions may apply. This benefit only covers vehicle rental periods that neither exceed nor are intended to exceed fifteen (15) consecutive days within your country of residence or thirty-one (31) consecutive days outside your country of residence.

Other Items

Recommended Credit Level

Very Good+ (FICO Score: 740-850)

Link to Issuer Website

https://www.capitalone.com/credit-cards/venture/

Date Information Confirmed

January 17, 2021

(Image: Capital One)

Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
PointsAdventure.com
Logo
Enable registration in settings - general
Compare items
  • Credit (0)
Compare
0