- No annual fee
- 0% into APR offer
- $200 bonus offer value
- 1.25% purchase yield
- Ability to transfer points/miles to more than 10 travel reward programs
- If you charge more than $12,666 there may be cards with better purchase yields available
Last Updated on January 17, 2021
The Capital One® VentureOne® Rewards Credit Card is an excellent, no annual fee credit card with a PointsAdventure.com purchase yield estimate of 1.25%.
This card carries a lower interest rate than its similarly named corporate sibling, Capital One® Venture® Rewards Credit Card and has no annual fee (versus a $95 fee for the Venture® card). If you carry a balance and/or charge less than $12,000 a year ($12,666 to be exact), this card may be a better value than the Venture® for you.
For those that may not qualify with Excellent credit, Capital One may offer a “Good” credit version of the card which carries a higher interest rate and no intro offer.
Issuer & Payment Network
Estimated Purchase Yield
Estimated Purchase Yield
Assumes points are redemed for travel. Capital One estimates that its miles are worth approximately $.01 in travel each
Bonus Offer Value
20,000 bonus points (requires $1,000 in new purchases within first 3 months)
Estimated Annual Card Value
Yr 1 @ $5k in Purchases
Yr 1 @ $15k in Purchases
Yr 1 @ $30k in Purchases
Yr 2+ @ $5k in Purchases
Yr 2+ @ $15k in Purchases
Yr 2+ @ $30k in Purchases
Bonus Offer Value plus Ongoing Bonus Value (if any) plus value of rewards at stated annual purchasing level less the annual fee
Airport Lounge Access
Do Points Expire?
Travel (booked via rewards site), Merchandise, Gift Cards and Statement Credits
Can Points Be Transferred?
Yes - Aeromexico, Air Canada (Aeroplan), Air France & FLM (Flying Blue), Alitalia, Avianca, Cathay Pacific, Emirates, Ethiad, EVA Air, Finnair, Hainan Airlines, JetBlue, Qantas, Qatar Airways and Singapore Airlines
Fees & APRs
Foreign Transaction Fees
Late Payment Fee
Up to $40
APR - Intro (Purchases)
0% for first 12 months
APR - Intro (Balance Transfers)
15.49% - 25.49% + 3% fee
APR - Cash Advance
25.49% + $10 or 3% transaction fee (whichever is greater)
APR - Regular (Purchases)
15.49% - 25.49%
APR - Regular (Balance Transfers)
15.49% - 25.49% (no fee)
25 days after close of each billing cycle
Protections & Services
Zero Liability Protection
Replaces, repairs, or reimburses you for eligible items of personal property up to $500 per claim for ninety (90) days from the date of purchase due to covered reasons.
Extended Warranty Protection
Extended Warranty Protection doubles the time period of the original manufacturer’s written U.S. repair warranty up to one (1) additional year on eligible warranties of three (3) years or less for items purchased entirely with your eligible Visa Signature card. This benefit is limited to no more than the original price of the purchased item (as shown on your Visa Signature card receipt), less shipping and handling fees, up to a maximum of ten thousand dollars ($10,000.00) per claim and fifty thousand dollars ($50,000.00) per cardholder.
Trip Cancellation / Interruption
Trip Delay / Cancellation: No Lost Luggage: Checked or carry-on luggage is covered up to $3,000 if lost or stolen when you charge your entire common carrier ticket to your eligible Visa Signature card.
Auto Rental Collision Damage Waiver
Recommended Credit Level
Very Good+ (FICO Score: 740-850)
Link to Issuer Website
Date Information Confirmed
January 17, 2021
(Image: Capital One)