Chase Freedom Unlimited® Credit Card

Chase Freedom Unlimited® Credit Card

Add your review
Add to wishlistAdded to FavoritesRemoved from Favorites 0
Add to compare
9.1/10 (Expert Score)
Product is rated as #4 in category Credit Cards
PROS:
  • 1.5% Purchase Yield
  • $200 in bonusincentives
  • No annual fee
CONS:
  • 3% foreign transaction fees

A decent unlimited 1.5% cash-back credit card with a $200 bonus offer (subject to $500 in new purchases within 3 months of opening an account).

This card has no annual fee but does charge 3% in foreign transaction fees. So, if you plan on traveling outside of the US, we recommend that you consider a similar cash-back card with no foreign transaction fees.

CARD DETAILS

Estimated Purchase Yield

Estimated Purchase Yield

1.50%

Notes

Unlimited 1.5% cash back

Bonus Offers

Bonus Offer Value

$200

Bonus Offer

$200 cash bonus (requires $500 in new purchases within first 3 months)

Ongoing Bonuses

None

Estimated Annual Card Value

Yr 1 @ $5k in Purchases

$275

Yr 1 @ $15k in Purchases

$425

Yr 1 @ $30k in Purchases

$650

Yr 2+ @ $5k in Purchases

$75

Yr 2+ @ $15k in Purchases

$225

Yr 2+ @ $30k in Purchases

$450

Valuation Notes

Bonus Offer Value plus Ongoing Bonus Value (if any) plus value of rewards at stated annual purchasing level less the annual fee

Airport Lounge Access

Lounge Access?

No

Lounge Network

Not Applicable

Guests

Not Applicable

Access Restrictions

Not Applicable

Reward Points

Do Points Expire?

No (as long as the account remains open)

Redemption Options

Cash, Gift Cards and Statement Credit

Can Points Be Transferred?

No

Fees & APRs

Annual Fee

$0

Foreign Transaction Fees

None

Late Payment Fee

$39

APR - Intro (Purchases)

0% for first 15 months

APR - Intro (Balance Transfers)

0% for first 15 months + 3% (minimum $5) fee (balance must be transferred within 60 days of account opening)

APR - Cash Advance

26.49% + 5% of each amount or $10 (whichever is greater)

APR - Regular (Purchases)

16.49% - 25.24%

APR - Regular (Balance Transfers)

16.49% - 25.24% + 5% (minimum $5) fee

Grace Period

21 Days

Other Items

Recommended Credit Level

Good+ (FICO Score: 670+)

Link to Issuer Website

https://creditcards.chase.com/cash-back-credit-cards/chase-freedom-unlimited

Date Information Confirmed

January 4, 2020

Chase Freedom Unlimited® Credit Card
Chase Freedom Unlimited® Credit Card
PointsAdventure.com
Login/Register access is temporary disabled
Compare items
  • Credit (0)
Compare
0